1. Comply with laws, regulations and Nelnet standards: we must comply with the spirit, not just the letter, of relevant laws, regulations and Nelnet standards as outlined in this code and other Nelnet policies. We expect Nelnet associates to deal fairly with all Nelnet stakeholders.
2. Speak up: we must speak up if we suspect any actual, planned or potential behavior that may breach any laws, regulations or Nelnet standards.
3. Reject bribery and corruption: we must not give or accept bribes or engage in any form of corruption.
4. Avoid being compromised by gifts and entertainment: we must not offer, give or accept inappropriate gifts or benefits, as defined later in this document, to or from third parties.
5. Prevent fraud and financial misrepresentation: we must comply with laws, regulations and Nelnet standards on financial integrity and fraud prevention.
6. Avoid conflicts of interest: we must take steps to avoid conflicts of interest. If we identify potential conflicts of interest, we must take action to resolve and manage them in an open and honest manner.
7. Protect and ensure proper use of company assets: we must protect Nelnet's assets and ensure that they are used efficiently and for legitimate business purposes.
8. Know the SEC rules and trade only when you cannot be considered to possess insider information: we must comply with Nelnet's Securities Trading Policy.
9. Accurately represent Nelnet always and never mis-sell or misrepresent Nelnet products or services: we must comply with laws, regulations and Nelnet standards on mis-selling and advertising.
10. Resolve customer complaints quickly and fairly: we must ensure that all complaints are resolved quickly, fairly and recorded appropriately.
11. Respect confidentiality and protect data: we must respect laws, regulations and Nelnet standards governing confidentiality of information and data protection.
12. Treat our people fairly: we must treat our colleagues with fairness and respect, help them to grow, enable individuals to make a difference and teams to win.
13. Be open and honest with our regulators: we must demonstrate exemplary governance wherever we are.
14. For FFELP Business Segments, comply with the Student Loan Code of Conduct. There are specific guidelines for those involved in student lending activities as noted later in this document.
15. For Fee-Based Business Segments, comply with the Fee-Based Business Segment Guiding Principles as noted later in this document.
Click here for complete Enterprise-wide Nelnet Code of Conduct: Leading by Example, which includes our Student Loan Code of Conduct.