Repayment & Debt Management

Nelnet offers a wide variety of payment options. You can make payments online through KwikPay®, our automatic payment option, set up a one-time payment or recurring payments, and much more. Read More…

When your loan is in repayment status, Nelnet provides you with a monthly billing statement. You can choose to have your monthly billing statement sent to you electronically or by mail. Read More… 

Student loan repayment can come in many forms. Find out the differences between the various repayment schedules that may be available to you. Options include level or standard payments, graduated payments, and income-sensitive payments. Read More...

If approved, a forbearance allows you to temporarily stop making student loan payments, or decrease your repayment amount, for a scheduled amount of time. Get full details on forbearance, including how to apply, and how it may affect your repayment amount. Read More...

Deferments are periods when payment on the principal of a Stafford loan is postponed and, except for unsubsidized Stafford loans, interest subsidy payments are made by the federal government. Learn more about deferments and how they work. Read More...

Borrowers currently serving active duty in the military are eligible for benefits under the Service Member Civil Relief Act on FFELP (Federal Family Education Loan Program) loans obtained prior to active duty. Read More…  

Borrowers with parent PLUS loans disbursed on or after July 1, 2008, now have the option to postpone their monthly payments through a PLUS Loan Enrollment Deferment. Read More... 

Your credit history can have a significant impact on your eligibility for certain forms of student loans. Find out how credit works, what your credit score means, and how a potential lender will use your credit report to decide on your eligibility to borrow. Read More...

Review the Plain Language Disclosures for changes that impact your Federal Stafford Loan, Federal PLUS Loan, and Federal Consolidation Loan. Read More...