Explore Student Loan Relief Options
Student loans are different from other forms of debt. You have options available to help you make your payments more affordable, postpone repayment during challenging times, and even request student loan forgiveness or discharge under certain circumstances. Discover student loan relief options below.
Income-Driven Repayment Plans
We have repayment plans that can meet you where you are in life. These plans, which are based on your income and family size, may offer reduced payments – in some cases, as low as $0 per month.
Sometimes you experience a life change and need a temporary break in repayment. Federal student loans offer deferment and forbearance options to reduce or delay your payments.
Forgiveness and Discharge
There are several instances under which borrowers may be eligible to have all or a portion of their loans forgiven or discharged. Find out if you may qualify for relief under one of these programs.
Nelnet Is Here for You!
As your servicer, we’ll do everything we can to make your student loan experience the best it can be. We know that paying back your student loan can sometimes be confusing or challenging, and we want to help by providing solutions to help you succeed.
Looking for information on the Biden-Harris Administration’s Student Debt Relief plan? For the latest, visit StudentAid.gov/debtrelief.
Getting Ready to Repay?
We have resources to help you prepare for payments to start in October 2023. Visit Get Ready to Repay for guidance based on your situation as well as the new End of Payment Pause section on Nelnet’s FAQs page.