Ready to Repay
Federal student loan repayment has begun. We understand you may have questions and may need help managing your student loans. That’s what we’re here for.
For tailored guidance, select the summary below that best describes your situation.
I can afford my payments
Are you financially comfortable with your student loan payments as part of your budget? Find out how to repay your loans as efficiently and cost-effectively as possible.
I have difficulty managing my payments and need help
Are you unable to afford your monthly payment amount? Discover solutions to reduce or postpone payments and build your confidence.
I’m new to repayment — walk me through the process
Is this your first time in student loan repayment? We’ll give you the tools to start repayment on the right foot. Get informed and organized.
I’m looking for forgiveness or discharge options
Some borrowers are eligible to have all or a portion of their loans forgiven or discharged under certain conditions. Find out whether you may meet the criteria of one of these programs.
Frequently Asked Questions
Check out Nelnet’s FAQs page. You can review all sorts of helpful repayment information, like when to expect billing statements, how to sign up for auto debit and bill pay, and more.
Check out our Ready to Repay video series with tools and tips about student loan repayment.
Quickly learn how to lower payments with the SAVE repayment plan, set up your online account, and make a payment. We'll continue to add videos, so bookmark this page!